I don't have dental insurance.?

I don't have dental insurance and I haven't been to the dentist in years. Anyone know of any good dental discounts or insurance. I really want to go and get a cleaning and check up. I think i'll need some work done considering my jaw hurts and the gap in my teeth seems to be getting wider. Anyone else not have dental insurance? Thanks for the help

I don't have dental insurance.?
You have five options with dental.





1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance.





2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you.





3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans.





4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health %26amp; dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes... concerning these plans.





5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404.





I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo... specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Reply:I don't have dental or medical health insurance either and desperately need dental work to be done. I do not have any answer to this as I've been searching for a long time to get an answer to where I can get dental work done, considering I do not earn enough money to pay for dental work. I do floss every nite, and I use an electric tooth brush, those things help.


Also scrape or brush tongue, and brush insides of cheeks and roof of mouth, and use a good quality mouth wash. And pray for what you need to be taken care of. It will be.
Reply:Try looking into a dental school or a dental hygiene school. You can usually at least get discounts on a cleaning and exam. Sometimes dentists will also need to have a patient to work on for certain certifications, so you can get some work done for free. It often takes a long time because you'll need to be examined by the instructors, but it may be worth it, especially if you need a lot of work done. My brother had his entire mouth re-done with gold inlays for free because a dentist needed to get certified in the state.
Reply:There are various types of dental insurance. A dental insurance is very much required so that in case of dental treatment a person need not spend huge money for the treatment.





Getting a dental insurance quote is very easy. You need to go online and search for dental insurance and apply for a quote and you will receive the dental insurance quote online. There are lots of sites where you can get online dental insurance quote and it is easy for everybody to get quotes online


http://dental-insurance-tips.info/catego...