Monday, November 16, 2009

Dental Insurance wont cover surgery?

I have a really bad cavity on my upper right wisdom tooth that needs to be taken out, but the oral surgeon that I want to do the surgery does not particapate with my Dental Insurance. What can I do? I can not afford to pay out-of -pocket.

Dental Insurance wont cover surgery?
See if they will accept assignment of benefits from you (so the payment goes directly to them). Call your insurance company and find out approximately how much they will cover, and you pay the difference up front. (You'll need to get the procedure codes from the office). Once the payment is received from the insurance company, if you still owe a balance you will be billed for it.

Orrrrrrrrrr talk to others that have used one of the surgeons that do participate in your plan, but remember that just because they participate, it doesn't mean you will not have any out-of-pocket expenses.

Good luck!
Reply:Look for another surgeon that participated in your Dental Insurance. Or get a new job that offers a dental insurance program that your desired surgeon participated in?
Reply:Look for another Oral Surgeon that does take your insurance or look for a General Dentist that takes out wisdom teeth also. Call your insurance and ask them what other Oral Surgeons are in-network and if they are out of network will the ins. cover a portion of costs. If you are not paranoid about the dentist and do not require conscious sedation and your wisdom tooth is coming out vertically...then a General Dentist may be able to take it out for you.
Reply:hmm.. well..

first tink..

i dun sell insurance..

second.. i am not a dentist =]
Reply:You might be better off with a discount dental plan. A dental plan is going to be your only option for a pre-existing condition and you'll be able to save up to 60% on most procedures. I would go to to see which plan is the best for you.

No comments:

Post a Comment

vc .net