Dental Insurance not enough to pay for extractions and dentures...?

The dental insurance, $18.46 for 2 people, is paid weekly out of husbands earnings. This insurance only pays less than half of the dentists fees and has a $1000. yearly limit.


This is leaving a deficit of almost $2500. for extractions and dentures that I am unable to come up with. Is there a possibility of purchasing a second policy from another company that will cover part of this?


I can't find employment with no teeth and I need to get out of this abusive marriage. Is there help for me anywhere in Southern California?


I will appreciate any helpful thoughts on getting my smile back.

Dental Insurance not enough to pay for extractions and dentures...?
what i found out about purchasing medical insurance is that they will not cover existing conditions, and they have a waiting period of 3 months.





try seeing if the dentist office can swing your payments over so many months. if not put it on a visa, or get a loan. then when tax time comes, claim it.
Reply:You could call the public health department near you and see if they have a dental clinic. Or a university near you and see if they have a dental clinic.
Reply:Dental insurance is worthless!


I am in somewhat the same predicament. You might have to go on the easy payment plan with a dentist.


I guess there isn't much to smile about. We need National health care with dental too.





Problem being that people can't afford dental so they get insurance, dentist raise their prices because there is insurance...that makes it even more unaffordable and many people go without the right care! IT STINKS
Reply:Yes, start calling the local social service organizations in your area and ask for help. Contact the local dental school, they will also help you with teeth issue. As for abusive marriage, call the women's shelter in your area and ask for help, they also will help. Call 211 from any phone for help.


Go to hospital and ask for help, go to welfare dept and ask for help, go to police and or fire station and ask for assistance and where to cll go. good luck


This is another reason we need universal free healthcare and dental care in the US. Start writing sentaors and president and candidates now. make our voice heard








www.unitedwaysb.org - Sanat Barbara area
Reply:Another option I can think of is to find out if there are any dentisal training colleges within travelling distance of you. These will often perform routine treatment like fillings and extractions for free as the work is done by students.


This will leave more money from your policy free to cover the cost of the plate.
Reply:Was the work done already? If they were a 'smart' office, they would have done the extractions in '07 and the dentures in '08, so your insurance would be maximized for the procedures.





If you're over 50, AARP has a dental insurance plan through Delta Dental. They have a waiting period, but sometimes it's worth it rather than paying out of pocket, depending on your circumstances.





Best of luck to you~
Reply:That sounds like crappy coverage. That is why I don't do insurance...soooo many stipulations! Check out:





http://www.mybenefitsplus.com/Jrussell2





If you would like you can contact me or leave a message.We have great coverage for up to 80%. No stipulations and pre-existing conditions are treated.





Good luck in whatever you choose!