My father needs dental implants but insurance doesn't cover it. What to do?

My father is 57 and needs dental implants, but his dental insurance company doesn't cover implants. And there is no way to pay out of pocket, several thousands of dollars for implants.





it is a serious problem because he has difficulty chewing food. I agree he may not have been careful in caring for teeth when he was teenager and young during the 60's and early 70's. But for the last 20 to 25 years he has been taking good care of teeth.





Why must a person be punished for his past actions, instead of being provided help?





What is the point of health insurance if they will refuse to cover necessary health expenses? Teeth are important to a person's well being.





Most of the CEO's of such insurance companies make several millions of dollars themselves, but refuse to pay few thousand dollars for patient who needs serious help.





When will there be a change in health care?

My father needs dental implants but insurance doesn't cover it. What to do?
Most insurance companies do not cover dental implants. However, most insurance companies will help you pay for crowns and bridges or dentures.


If your father does not have any dental insurance, a social worker could be of help. He/she will be able to connect him with various community supports and resources. For example, a free dental clinic.


The social worker will also be aware of government policies and programs that may be of use to your father.
Reply:I'm a dentist.





If your father is 57, I'm going to assume that you're at least 18 years old--or close to it.





You're old enough to know better than to make such a complaint. Your father isn't being punished. He's simply paying for his own mistakes. It's not anyone else's responsibility to help him.





And on top of that, your father doesn't NEED implants. That's like me saying, "Oh, woe is me, I don't have money to buy a car. Why won't someone donate a Rolls Royce so I can drive to work?"





Your father, if he does a little research, could find a doctor who could make him a set of dentures for under $2000.
Reply:Here's a web site! Good Luck!
Reply:I have a discount dental plan. We get great savings. I will give you the website.


http://www.mybestdentalbenefits.com





Hope this helps!
Reply:There are many options for replacing missing teeth, with implants being the most costly. I bet your dad's dental insurance would cover a percentage of a removable partial denture or a full set of dentures if he doesn't have any teeth. A partial is not as nice as implants, but isn't something to chew on that you could afford better than nothing??
Reply:I'm also 57 and I'm getting implants. I will be paying 35,000. I have a good portion of it, but I'm borrowing the rest. Tell him to ask his prosthedontist for another option. He would have the post put in and then an open pallet denture would be made that would snap into the post. The denture would never move and he would be able to eat again. Its a cheaper way of going. Also call around, all surgeons have different prices for the post and crowns. Ask about payment plans. They will help. I'm going through the same thing but I've done a ton of research on line and on the phone. He needs to see a perodontist or a prosthodontist. Don't go to a regular denist for implant post. Make sure they have done alot of these and are Board Certified in the field. Good luck
Reply:His best bet is to get a discount dental plan, but not one that charges monthly fees. There are several companies out there that provide coverage for a yearly fee of less than $100. It's not the same as insurance, but it will help reduce his out of pocket expenses.
Reply:I have tried it myself, here is some good informations.http://insurance.online-assistant.info/c...
Reply:Dental implant surgery is very safe nowadays. My cousin got her dental implants and Lasik surgery in India by a company called Indian Health Guru Consultants. The Price for dental and Lasik surgery is very less in India. She paid 25% of the price she was quoted in America.





Indian Health Guru Consultants is very famous in India They arrange Dental surgery, jaw surgery, Lasik eye surgery, Dental Implants etc for foreign patients in India. I read a lot about them in the Newspapers and magazines- about their patient stories.


They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery abroad for low cost, as dental and eye surgery is not covered by insurance. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that surgery can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star.





http://www.indianhealthguru.com


Hope this helps.

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