In the last couple of months I’ve been trying to get medical and dental insurance.
I don’t have much problem with my health but my wife gets medicine and needs some dental work. In my country everything works different when talking about insurance, I’ve been into a couple of websites, doing some researches but I still have some doubts about what exactly to look and get.
I want an affordable and good insurance so I can help my wife with her medicines and stuff, when she gets pregnant and in the future just in case of emergency.
What to look when I am trying to get medical and dental insurance?
I can't help you so much with medical, but as far as dental insurance, look at what the monthly premium totals for 1 year, vs the maximum payout for 1 year. Most dental insurances have a $1,000 to 1500 max for 1 year, meaning once you have more than that amount of dental work done, they pay no more until January of the next year usually. Many times, for single people, dental insurance is not worth it b/c the monthly premium is very expensive. If you have a family covered on that premium, it is more worth it.
Reply:Hi
Have you tried talking to a local agent in your area? This is usually a good approach because they will know the insurance companies and their plans well. They should be a great resource for you in your search.
If you want to connect with an agent in your area, complete the form below and one will call you and help get you started. Good luck!
http://www.insureme.com/landing.aspx?Ref...
Jared Balis
http://www.utahinsurance.org
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