Monday, May 17, 2010

Can anyone recommend a good dental insurance company?

I have to pay for insurance on my own and I tend to have a lot of dental problems so I know I will need good coverage. Any recommendations for good private dental insurance companies? Thanks!!

Can anyone recommend a good dental insurance company?
Ameriplan is a great company to go with. They can save you up to 80% on your dental care, and their plan also comes with vision, prescription and chiropractic care. The individual plan cost $11.95 per month and the houshold plan is $19.95 per month. You can view more about the plans, search for providers in your area and find a number to call or sign up at the following website: http://www.mybenefitsplus.com/mlein





Good Luck :) FYI they also have medical plans in addition to the dental plan and the medical plan includes the dental plan and it cost $49.95 for an individual and $59.95 per month for a houshold.





Michelle
Reply:Usually most insurance companies you have to go thru your employer. But i recommend to all my patients to try Ameriplan it gives you 25% off the bill at a specialist and i think it's more at the dentists. I work for an oral surgery office and do billing. I really recommend that plan and is Cheap i think you pay $15 for your self or $19 to cover the whole household a month .. Good Luck!!!
Reply:I don't know if it's available privately, but Delta dental is good. They pay for 2 cleanings a year, x-rays once a year, and 80% of everything else
Reply:Hi,





I doubt if you can get dental insurance on your own. Most dental insurance is provided to employees by their employers as a benefit. Ask your employer or colleagues about this.





There is however the option of a getting a dental discount plan - sort of discount club to get savings on your dental treatment costs.





These are much are easier to get even online and you have wide choice of dental plans to choose from. You can go through the schedule of payments, and other terms and conditions and pay for a plan that meets your needs.





Fortunately there are no waiting periods, pre-existing conditions clauses or exclusions. You pay up front to the dentist - his discounted fee. No paper work no hassles.





You can try to get this as a stop gap or as an additional to your dental insurance, if you can get one.





Hope this helps!


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