Friday, May 21, 2010

Should I put my newborn daughther on dental and vision insurance?

Obviously, when she is born in 2 weeks I plan on adding her to my health insurance. However, it seems unwarranted to add her to vision and dental right away. Any thoughts? Also, if not right away, when would you add a new child to vision and dental insurance? Thanks in advance!

Should I put my newborn daughther on dental and vision insurance?
You may not have a choice--some insurance plans require that the child be added when she is born, or she can't be added at a future date at all. If that turns out to be the case, I'd put her on dental now, and skip the vision unless it's extremely cheap.





If the plan allows you to defer adding her until a later date, then you'd want to add her by age 3.
Reply:yes u should cuz my son was only a month old and i had to bring him to see if there was something wrong with his eyes..* hes alright but thats the point u never know if u might have to do that*
Reply:I would add her to vision and dental not so much for the dental part of it but for the vision part of it and also for overall health insurance because not only is there going to be a whole helluva lot of pink eye theres also going to be tons of ear infections.
Reply:Babies don't develop 20/20 vision until they are 2, and before that, the pediatrician can do any necessary checks. Dental insurance isn't necessary, she doesn't have any teeth. I would add them around 2 years of age.
Reply:If you have the choice- I'd hold off. My husband insurance MADE us put all the kids on it when they were born.
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