Monday, May 17, 2010

Where can I find good individual dental insurance for independent college student?

I'm an independent 48 yr old college student without any kind of dental insurance coverage. Does anyone know about any dental insurance coverage plans with actual coverage that isn't that expensive for a college student?

Where can I find good individual dental insurance for independent college student?
Private dental insurance is very expensive and usually doesn't cover pre-existing conditions. But, dental discount plans are very affordable and can save you 30-60% off on the average. Also, most of them cover pre-existing conditions. You can choose from numerous affordable dental discount plans by going to http://bestfitdentalplans.com
Reply:If you don't mind me saying, unless you have a lot of cavities, dental insurance is usually not a good idea. The dental insurance companies, especially the ones which would sell to private customers, as opposed to being provided through the customer's work, are out to make money, and therefore will charge on average more than you would pay just simply going to dentist and paying out of pocket. I just thought I would mention this in case this is your situation, as a number of my acquaintances ask me this kind of question. A better "insurance plan" is to just visit the dentist regularly for exams and cleanings. This way, if the cavity is forming, the dentist can fix it at a fee much lower than if it gets really big and gets into a root canal or something. As far as your original question goes, I don't have a great answer. The thing to do would be to ask insurance company how long it would be before the insurance went into effect, what percentage of what procedures they would cover, etc. Best wishes.
Reply:Please contact the closest dental school in your area. You will receive state-of-the-art care, at a fraction of what dentists in private practice charge.





If you still have your heart set on your local dentist, my site can provide links to dental insurance and dental card providers: http://www.health-insurance-low-cost.net...


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