Saturday, May 15, 2010

Where can I get dental insurance?

My employer does not offer dental insurance, but I do have medical for which I pay around 140/month. I would like to pay around the same for my dental. I only need an individual plan, not family. And I also live in massachusetts. I think going to the dentist without insurance is a rip off. They are really the most expensive for common work.

Where can I get dental insurance?
Visit this website.


www.healthsavings.ourperfectcard.com


I signed up on-line about 3 years ago and they have saved me alot of money on all my dental work. From Root Canals, Cleanings, Fillings etc... They had my benefits active in 2 hours and was able to use them the same day. I would hope you check them out, and see if the coverage is in your area. I know that they are nation wide.


Good Luck, Hope this helps
Reply:Unless you have a history of dental problems, or a degenerative disease of the teeth or such, dental insurance is really a ripoff. If you just need to get cleanings twice a year and maybe the occasional filling, you will pay more in premiums over a year than you will just paying out of pocket.





You might just need to shop around for dentists. I know where I live, they all vary greatly in how much they charge.
Reply:Unless you have regular major problems, why would you want to pay $140/month for dental insurance? That could pay for a crown or two a year.





Just google "dental insurance" and I am sure a bunch of companies will pop up. Your employers health insurance company may offer dental insurance as well.
Reply:Private dental insurance is very expensive and usually doesn't cover pre-existing conditions. But, dental discount plans are very affordable and can save you 30-60% off on the average. Also, most of them cover pre-existing conditions. You can choose from numerous affordable dental discount plans by going to http://bestfitdentalplans.com and keying in your zip code to see which plans are available in your area.


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