Dental insurance?

I need two crowns on my teeth and got an estimate from my dentist for almost $1,600.00. Can i purchase dental insurance that will help cover the cost of this. if so, is there a waiting period before I can get the work done or will it cover it right away? Do you know of a good dental insurance that I can purchase privately?

Dental insurance?
I have a dental discount plan and it works fine for me! No limits on visits or services, no age limit, no waiting period, specialists included! This plan does have their own providers but a very broad selection. Save anywhere from 50% to 80 on most utilized dental procedures such as exams, x-rays, teeth cleanings, fillings, root canals, and even crowns! Also save 25% when you have to go to a specialist. This plan does have their own providers but in most areas you have many choices. Once you enroll for the plan within 24 hours you are issued a member id # so right away you can begin using the plan. The plan is only $11.95 a month for an individual or $19.95 a month for household. You also get 3 additional benefits free with the plan vision, RX, %26amp; chiropractic! I don't know if this is what you are looking for but at least you will be able to save money on whatever dental services you need.





Get more information at:





http://www.mybenefitsplus.com/pjackson.....





At this same website you will be able to find out what dental providers are in your area that accepts this plan, just click on the tab that says Locate a provider.





Let me know if you can't locate the website or have some questions!





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Reply:Save anywhere from 50% to 80 on most utilized dental procedures such as exams, x-rays, teeth cleanings, fillings, root canals, and even crowns! The plan is only $11.95 a month for an individual or $19.95 a month for household.


Get more information at:


http://www.mybenefitsplus.com/... Report It

Reply:There are lots of sites where you can get online dental insurance quote and it is easy for everybody to get quotes online.


http://dental-insurance-tips.i... Report It

Reply:www.deltadental.com





they offer plans for indiviuals. coverage depends on your area
Reply:I am sure you can get Dental Insurance, but you are going to have to really try to find a good insurance to cover most of your dental work, and have a small co-payment.
Reply:Delta dental. It is great except for in the first year it only covers 70% second 80% third 90% fourth 100% but it saves you a ton of money.
Reply:It depends. I've been shopping around for dental insurance myself. One of the best I have found so far is called SafeGuard - I actually posted about it earlier. It's a dental HMO, so you will need to do some footwork and find out if dentists in your area are accepting new patients and what the waiting time is before they can schedule you in.





Go to www.insurance.com, put in your "spam" email address, I don't know how they use it on this website. Put in your zip code, and see what turns up.





The plan that I'm considering purchasing has no waiting period, no plan maximum, and no deductible for an individual rate of 11.95$ a month. The detail of benefits can be found http://www.dentalinsurance.com/di/web/pr... there. There are alot of dentists which participate in my area with minimal scheduling wait time (they have said they can usually get me in by the next week, which is pretty normal for any dentist office). On visiting the facilities, I found them in top shape with friendly assistants and knowledgeable staff. All of my requirements have been met with this HMO plan.





Quite frankly, after comparing apples to apples and evaluating dental HMO vs. PPO in my area, an HMO is the way to go for me. One problem I've been running into with PPO plans is huge premiums (30-40$+ a month for ONE person) tiny plan caps (1,000$ goes by FAST with dental work) and ridiculous waiting periods. Then compounding this, with a PPO plan, they do not cover major dental work. Anything beyond a cleaning and a silver filling, a PPO plan does NOT cover. So this means your root canal would NOT be covered and you'd be paying out of pocket with or without insurance! What's the sense in that?





At the end of the day, it boils down to what is going to work for YOU. A PPO plan in your area may work for you. It doesn't for me. Each individuals needs are different. Each area has different levels and types of insurance. It could be TOTALLY different in your area.
Reply:BCBS has a great dental plan. There is a 6 month waiting period after the purchase though, if you can wait that long, I would definatly do it.
Reply:The problem with dental insurance is that most all of the companies have a waiting period...usually 6 months...and require pretty high copays. Some only cover basic things and don't cover things like crowns.





You might want to try a discount dental plan. They are cheap...usually less than $100 per year and they give you a big discount off of what the dentist charges, and there is no waiting peroid. I found a plan at http://dental-ppo.com that worked well for me. You can search by zip code to see what plans are available in your area.

Broken Teeth