i'll be getting dental insurance through my work place pretty soon and i'm curious about how much braces will cost with dental insurance. can anyone help me out with this?
What are the average cost of braces with dental insurance?
I paid over $5k for my braces. If I were you I would contact your insurance carrier from your work to find our the exact coverages of your plan. Thats the only way to know for sure.
Reply:3,000 dollars
Reply:mine were 2,500
and you really dont get much cheaper
they can go up to about
5,000
Friday, May 21, 2010
What is the best discount dental insurance available?
I recently found out I have to get a root canal and I don't have any dental insurance - I need help!
What is the best discount dental insurance available?
Dental discount plans are not usually worth the cost. Finding a dentist who will accept a fraction of regular fees if they are able to fill appointments will full-fee patients might be difficult. In fact, many people have found that NO dentists in their area (at least, not dentists they would WANT to visit) accept the discount plan.
The State of Montana sued one of the main plans, Ameriplan, for insurance fraud and won. Please investigate carefully before giving personal information to internet-based plans.
Ask your dentist about financing plans through such companies as Care Credit or Dental Fee Plan. You'd be much safer!
Reply:Couldn't say it any better than Emm.
The discount plans are not worth the money or the time. Your best bet is to try the dental care credit or any other credit card you may have.
The other less expensive option is to have an extraction, sorry
Broken Teeth
What is the best discount dental insurance available?
Dental discount plans are not usually worth the cost. Finding a dentist who will accept a fraction of regular fees if they are able to fill appointments will full-fee patients might be difficult. In fact, many people have found that NO dentists in their area (at least, not dentists they would WANT to visit) accept the discount plan.
The State of Montana sued one of the main plans, Ameriplan, for insurance fraud and won. Please investigate carefully before giving personal information to internet-based plans.
Ask your dentist about financing plans through such companies as Care Credit or Dental Fee Plan. You'd be much safer!
Reply:Couldn't say it any better than Emm.
The discount plans are not worth the money or the time. Your best bet is to try the dental care credit or any other credit card you may have.
The other less expensive option is to have an extraction, sorry
Broken Teeth
Do anyone know anything about Dental Insurance?
I am trying to purchase some dental insurance for my family and i would like to know of any good companies for indivdual coverage.
Do anyone know anything about Dental Insurance?
My personal experience is that most families with fairly healthy teeth lose big time buying their own insurance, and that families with unhealthy teeth at best break even. The cost of regular checkups and daily home care (flossing and brushing) is far cheaper out of pocket than out of most individual insurance plans premiums.
I would advise you to first do research on how dental insurance works, decide what (if any) coverage you need, and find a good broker if you still decide that you want it.
The only time recommend dental insurance to a patient is if their employer is picking up at least half of the premium. Otherwise, you'll save more money going out of pocket and/or using your medical savings (aka Flex spending) accounts.
Also, beware of psuedo-insurance: discount plans masquerading as dental insurance. If you pay less than $150 only once a year to go to a limited list of participating dentists, you are getting a discount plan, not insurance. Many of these plans negotiate dentistry at deep discounts. You pay the company a membership fee, they pay absolutely none of it towards your dental care. Be careful; the economics of these plans gives doctors every temptation to bait and switch you into higher priced elective procedures.
Reply:My sis used Delta Dental - it gave a max of $1650 a year - this was thru her company but would have cost around $30 a month - she still had to pay a %age contribution on most things!
So cant give you any overall advice but just how she found Delta
Reply:You will not generally find good dental insurance for individuals. The thing is, insurance companies are in BUSINESS and they want to make a PROFIT. They know exactly how much any given group is going to spend for their dental needs, so they construct a fee schedule for that group and decide how much premium that they will need to charge to pay out those fees for that group and still make money. Dental insurance can be a big loser for the insurance companies, because EVERYONE has dental problems. Not everyone has a heart attack.
Reply:#1 health-benefits Provider
When you're looking for great benefits to protect the ones
you love, AmeriPlan® is your most important destination.
Just take a look at the awesome features our plan provides
for you --- and every person living in your house!
Reply:http://dentalplans.com is a good source if you are not covered by an employer.
Do anyone know anything about Dental Insurance?
My personal experience is that most families with fairly healthy teeth lose big time buying their own insurance, and that families with unhealthy teeth at best break even. The cost of regular checkups and daily home care (flossing and brushing) is far cheaper out of pocket than out of most individual insurance plans premiums.
I would advise you to first do research on how dental insurance works, decide what (if any) coverage you need, and find a good broker if you still decide that you want it.
The only time recommend dental insurance to a patient is if their employer is picking up at least half of the premium. Otherwise, you'll save more money going out of pocket and/or using your medical savings (aka Flex spending) accounts.
Also, beware of psuedo-insurance: discount plans masquerading as dental insurance. If you pay less than $150 only once a year to go to a limited list of participating dentists, you are getting a discount plan, not insurance. Many of these plans negotiate dentistry at deep discounts. You pay the company a membership fee, they pay absolutely none of it towards your dental care. Be careful; the economics of these plans gives doctors every temptation to bait and switch you into higher priced elective procedures.
Reply:My sis used Delta Dental - it gave a max of $1650 a year - this was thru her company but would have cost around $30 a month - she still had to pay a %age contribution on most things!
So cant give you any overall advice but just how she found Delta
Reply:You will not generally find good dental insurance for individuals. The thing is, insurance companies are in BUSINESS and they want to make a PROFIT. They know exactly how much any given group is going to spend for their dental needs, so they construct a fee schedule for that group and decide how much premium that they will need to charge to pay out those fees for that group and still make money. Dental insurance can be a big loser for the insurance companies, because EVERYONE has dental problems. Not everyone has a heart attack.
Reply:#1 health-benefits Provider
When you're looking for great benefits to protect the ones
you love, AmeriPlan® is your most important destination.
Just take a look at the awesome features our plan provides
for you --- and every person living in your house!
Reply:http://dentalplans.com is a good source if you are not covered by an employer.
Where can i buy individual dental insurance?
it will need to be stand alone dental plans, becuz i will have a seperate medical insurance
Where can i buy individual dental insurance?
In my opinion there's no good dental insurance anywhere. On top of the $30 to $60 per month premium most dental insurance has a $50 deductible, a yearly maximum that they pay out of $750 - $1500. Co-insurance for most procedures of 20% - 50% and waiting periods of up to 36 months for major procedures.
I'm an independent health insurance agent and I do not have dental insurance. Instead I have a dental discount fee for service type plan. You can find a plan for around $100 per year here: http://www.dpbrokers.com/default.aspx?lo...
These plans have no deductible, no waiting period, no annual maximums and no pre-existing condition exclusion.
One word of advice before signing up with any dental plan. Make sure to check the dentist provider list and pick a dentist (if you can't find your dentist on the lists). Call the dentist to make sure they're still taking the plan and they're accepting new patients.
Do not confuse dental discount plans with medical discount plans. The medical discount plans are mostly scams.
Reply:Sometimes your medical insurance can also refer you to dental service providers. But if they don't, here are some links for you. A search under "compare dental plans" or "dental insurance" on your favorite search engine may also provide more links.
Where can i buy individual dental insurance?
In my opinion there's no good dental insurance anywhere. On top of the $30 to $60 per month premium most dental insurance has a $50 deductible, a yearly maximum that they pay out of $750 - $1500. Co-insurance for most procedures of 20% - 50% and waiting periods of up to 36 months for major procedures.
I'm an independent health insurance agent and I do not have dental insurance. Instead I have a dental discount fee for service type plan. You can find a plan for around $100 per year here: http://www.dpbrokers.com/default.aspx?lo...
These plans have no deductible, no waiting period, no annual maximums and no pre-existing condition exclusion.
One word of advice before signing up with any dental plan. Make sure to check the dentist provider list and pick a dentist (if you can't find your dentist on the lists). Call the dentist to make sure they're still taking the plan and they're accepting new patients.
Do not confuse dental discount plans with medical discount plans. The medical discount plans are mostly scams.
Reply:Sometimes your medical insurance can also refer you to dental service providers. But if they don't, here are some links for you. A search under "compare dental plans" or "dental insurance" on your favorite search engine may also provide more links.
Can anyone recommend a good dental insurance plan for implants?
I need about 20k of work in implants and cannot afford it. I need to find a good dental insurance plan that would provide some coverage to help me pay for this.
Can anyone recommend a good dental insurance plan for implants?
Hi my name is Jeffery M Salerno DDS
Unfortunately, there are very few insurance plans which offer implant coverage. Most insurance plans will pay for some of the restorations placed on the implants but do not cover the surgical placement of implants.
Insurance plans usually have a max allowable payout per year. For example they will pay a percentage of the first 1000-2000$ depending on the plan and type of coverage. Any other work after that within a 12 month time period is out of pocket by the patient.
I suggest looking into (Care Credit )or talking to your bank about a loan to cover the treatment you need.
Good Luck
Reply:Ask the dentist who wants to do the implants the best insurance for this work - as it varies state to state.
We switched to Horizon health care (dental) for ortho coverage it's better then what we had.
Can anyone recommend a good dental insurance plan for implants?
Hi my name is Jeffery M Salerno DDS
Unfortunately, there are very few insurance plans which offer implant coverage. Most insurance plans will pay for some of the restorations placed on the implants but do not cover the surgical placement of implants.
Insurance plans usually have a max allowable payout per year. For example they will pay a percentage of the first 1000-2000$ depending on the plan and type of coverage. Any other work after that within a 12 month time period is out of pocket by the patient.
I suggest looking into (Care Credit )or talking to your bank about a loan to cover the treatment you need.
Good Luck
Reply:Ask the dentist who wants to do the implants the best insurance for this work - as it varies state to state.
We switched to Horizon health care (dental) for ortho coverage it's better then what we had.
Self employed people...Is buying private dental insurance worth the cost?
The premium plans cost a fortune, the affordable plans only cover cleanings and a small percentage of procedures. Either way, when you add up the total price....cost of plan + out of pocket at time of service, it seems to come out fairly close to what you would pay if you paid cash at the time of service.
Is there a practial reason for a self employed guy to buy dental insurance? If anyone knows of a good dental plan that is actually worth the cost of premiums in West Michigan, please post.
Self employed people...Is buying private dental insurance worth the cost?
Probably depends on how good of shape your teeth are. If you have had a lot of work done already and foresee more in the future, then they might be a good deal. Personally, I have had like 3 cavities in 32 years, so I don't bother with it. If you get a Health Savings Account plan for your health insurance, you can use that money to pay for your dental checkups and at least get the benefit of using pre-tax money.
Reply:yes, in case your child has an injury playing sports, or a cavity.
Reply:Yes there are plenty of good reasons to buy dental coverage.
You will have to judge for yourself. I will include just a few
links below but _you_ will have to decide what is best for you
if any.
Reply:please try this %26lt;a href="http://www.anrdoezrs.net/click-174... target="_top"%26gt;help!%26lt;/a%26gt;
%26lt;img src="http://www.lduhtrp.net/image-174819...
Reply:Hey, you will like this, it is an alternative option for dental insurance, you pay discounted prices on all services, the coverage is immediate, and for your entire household. Go here: www.everyonebenefits.com/40524594 Good luck!
computer security
Is there a practial reason for a self employed guy to buy dental insurance? If anyone knows of a good dental plan that is actually worth the cost of premiums in West Michigan, please post.
Self employed people...Is buying private dental insurance worth the cost?
Probably depends on how good of shape your teeth are. If you have had a lot of work done already and foresee more in the future, then they might be a good deal. Personally, I have had like 3 cavities in 32 years, so I don't bother with it. If you get a Health Savings Account plan for your health insurance, you can use that money to pay for your dental checkups and at least get the benefit of using pre-tax money.
Reply:yes, in case your child has an injury playing sports, or a cavity.
Reply:Yes there are plenty of good reasons to buy dental coverage.
You will have to judge for yourself. I will include just a few
links below but _you_ will have to decide what is best for you
if any.
Reply:please try this %26lt;a href="http://www.anrdoezrs.net/click-174... target="_top"%26gt;help!%26lt;/a%26gt;
%26lt;img src="http://www.lduhtrp.net/image-174819...
Reply:Hey, you will like this, it is an alternative option for dental insurance, you pay discounted prices on all services, the coverage is immediate, and for your entire household. Go here: www.everyonebenefits.com/40524594 Good luck!
computer security
Where can I find the best dental insurance?
I am looking for the best dental insurance to help fix my open bit....I live in Columbia SC and I can't seem to find any insurance to help me. I dont know how much these things cost but I hope it is not too much. :)
Where can I find the best dental insurance?
Hi, my name is Deidre with Ameriplan USA.
We are the best low cost, dental discount service availible...
dental pack(individual): $11.95monthly
dental pack(household)$19.95monthly
(1 time sign on fee of 20$)
(30 day unconditional money back guarantee)
we also have:
medical/dental(indv):$49.95mo
medical/dental(household): $59.95mo
Usually there is a 1 time fee of 30$ for the medical program...
We have a special on the medical package: we're waving the sign on fee... therefore their will be NO sign on fee if you sign up today for the medical package...
my grandparents live in camden sc and she just signed them up for the dental household pack today...ironic huh?-lol
I'm going to also give you my website to check out...
Hope you decide to join us...
Reply:Your least expensive insurance is found thru your work
If you want some names of Dental Plans, call a Dental Office and have them recommend some, they know which plans cover which things, they deal with them every day!
Where can I find the best dental insurance?
Hi, my name is Deidre with Ameriplan USA.
We are the best low cost, dental discount service availible...
dental pack(individual): $11.95monthly
dental pack(household)$19.95monthly
(1 time sign on fee of 20$)
(30 day unconditional money back guarantee)
we also have:
medical/dental(indv):$49.95mo
medical/dental(household): $59.95mo
Usually there is a 1 time fee of 30$ for the medical program...
We have a special on the medical package: we're waving the sign on fee... therefore their will be NO sign on fee if you sign up today for the medical package...
my grandparents live in camden sc and she just signed them up for the dental household pack today...ironic huh?-lol
I'm going to also give you my website to check out...
Hope you decide to join us...
Reply:Your least expensive insurance is found thru your work
If you want some names of Dental Plans, call a Dental Office and have them recommend some, they know which plans cover which things, they deal with them every day!
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